In today’s ever-evolving mortgage landscape, compliance isn’t optional—it’s essential. Whether you’re a broker, lender, or loan officer, the risks of non-compliance can lead to steep fines, lost licenses, and reputational damage. That’s why having a trusted compliance partner is more important than ever.
At Zoom Mortgage Compliance, we provide affordable, reliable, and experienced mortgage compliance services designed to protect your business, reduce risk, and prepare you for any audit situation.
Why Mortgage Compliance Matters
Regulatory agencies like the CFPB, FinCEN, and state-level departments are constantly evolving their guidelines. From the Truth-in-Lending Act (TILA) to RESPA and ECOA, it’s crucial to stay up to date—not just to pass audits, but to build trust with clients and remain competitive.
Compliance failures often happen not because of intentional wrongdoing—but because busy professionals don’t have access to the right systems, policies, and training.
That’s where we come in.
What Makes Zoom Mortgage Compliance Different?
With over 20 years of industry experience, we’ve seen it all—and helped clients through it all. From DRE audits to identity theft incidents, we’ve supported brokers and loan officers across the U.S. with practical, proven compliance solutions.
Here’s what sets us apart:
- Proven Track Record: Two decades of helping clients stay compliant.
- Ongoing Support: Existing clients get access to ongoing file updates and expert guidance.
- Audit Readiness: Need help fast? Our compliance officers are available on a billable hourly basis to assist with audits or urgent matters.
- Most Affordable in the Industry: We’re proud to offer top-tier services at the best price point on the market.
What We Cover
Our services are structured to align with the key federal and state regulations that govern mortgage operations, including:
- CFPB Requirements: TILA, ECOA, RESPA, HOEPA, HMDA
- Identity Theft Protection Program
- FinCEN Guidelines: Anti-Money Laundering, Red Flag Rules, SARs
- DFPI Policy Compliance (for California entities)
- Social Media & Marketing Compliance
- Training & Policy Libraries
Real-World Support for Real-World Risks
Imagine a loan officer leaves borrower files in their car. A family member finds them and misuses the personal data. The result? Arrests, canceled loans, and hefty penalties for the broker.
This is a real case we’ve seen. And it’s why compliance must go beyond theory—it needs to be practical, enforceable, and accessible.
Get Instant Access to Compliance Files
Our clients receive immediate access to digital compliance files, policy templates, and training guides—designed to help you stay compliant and avoid costly mistakes.
Need something custom? We can tailor files for your organization or walk you through best practices for implementation.
Frequently Asked Questions (FAQ)
Q: Who needs mortgage compliance services?
A: Brokers, lenders, loan officers, and mortgage companies of all sizes benefit from professional compliance services. Whether you’re launching a new business or managing a team of 50, staying compliant is essential.
Q: What happens if I’m audited and not prepared?
A: Fines, suspensions, and license restrictions are all possible. Our services ensure you’re always prepared—with policies, procedures, and expert support at your fingertips.
Q: Do you offer support if I’m facing an audit?
A: Yes. Clients can access our compliance officers for on-demand, billable support during audits or investigations.
Q: How often are your files updated?
A: Our digital compliance files are updated regularly in line with regulatory changes, so you’re never relying on outdated material.
Stay Protected with Zoom Mortgage Compliance
If you’re still using outdated policies—or relying on internal staff who aren’t compliance experts—it’s time for a better solution.
Let Zoom Mortgage Compliance be your trusted partner in staying compliant, audit-ready, and protected.